Trailers, RVs, Boats, Oh My!
Summer Fun & Insurance
Insurance for your toys is separate from your other policies. Do you have enough coverage?
RVs, Campers, 5th Wheels
If you're a motorhome owner, it's important to have the right insurance coverage. Here are some tips to help you make sure you're adequately protected:
Consider purchasing comprehensive coverage: Comprehensive coverage will protect your motorhome against damage from things like fire, theft, and vandalism.
Make sure your liability coverage is sufficient: Liability coverage will protect you if you're found to be at fault for an accident that causes injury or property damage. Make sure your liability coverage is sufficient to cover any damages or medical expenses that may arise.
Check for discounts: Many insurance companies offer discounts for things like safe driving, multiple policies, and motorhome safety courses. Be sure to ask your insurance agent about any available discounts.
Understand your policy: Make sure you understand what is and isn't covered under your policy. If you have any questions or concerns, don't hesitate to reach out to your insurance agent for clarification.
Can I rent out my Travel Trailer?
Most RV insurance excludes coverage when it is rented out. Check your fine print on your policy. You can also purchase insurance through the rental agency
Motorboats, Jet Skis, Sailboats
If you plan on boating or jet skiing, consider adding watercraft coverage to your insurance policy. This type of coverage can help protect your watercraft and cover any liability if you're involved in an accident on the water.
It's important to note that many insurance policies exclude coverage for watercraft that are rented out. If you plan on renting out your boat or jet ski, make sure to check the fine print of your policy or consider purchasing insurance through the rental agency.
Remember, accidents can happen on the water just as easily as they can on the road. Protect yourself and your investment by investing in watercraft insurance that meets your needs.
If you have any questions or concerns about watercraft insurance, don't hesitate to contact your insurance agent. They can help you understand your coverage options and ensure that you have the right protection for your watercraft.
